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United States · Federal bankruptcy

When is a Chapter 7 objection to the debtor’s discharge due?

In a Chapter 7 case, a complaint objecting to discharge, or a motion under section 727(a)(8) or (9), must normally be filed within 60 days after the first date set for the section 341(a) meeting of creditors.

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Period
60 calendar days
Trigger
First date set for the section 341(a) meeting of creditors
Rule
FRBP 4004(a)(1)
Federal Rules of Bankruptcy Procedure

December 1, 2025 compilation

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Which date starts this period?

Rule 4004(a)(1) uses the first date set for the meeting of creditors. It does not use the meeting’s eventual conclusion date.

A continued meeting does not replace the first scheduled date for this ordinary period. Read the notice and docket to find that original date.

Chapter 11 objections use the first confirmation-hearing date under Rule 4004(a)(2). This Chapter 7 preset does not calculate that branch.

FRBP 4004(a)(1)

How is the 60-day period counted?

  1. Use the first scheduled meeting date. A continued meeting or its later conclusion does not replace that starting event.
  2. Exclude that day.
  3. Count 60 calendar days.
  4. A final Saturday, Sunday or legal holiday carries the period to the next day that is not. State holidays and clerk inaccessibility require separate checks.

Exclude the first date set, then count 60 calendar days. Rule 9006(a) supplies ordinary final-day treatment, but does not supply a discretionary extension order.

Rule 9006(a)

What does a worked calculation look like?

Fictitious example

The first date set for the Chapter 7 meeting was August 3. August 4 through August 31 supplies 28 days. September supplies 30, reaching 58. October 1 and October 2 supply days 59 and 60.

Example counting steps
StepWhat is countedDate
TriggerFirst date set for the section 341(a) meeting of creditorsAugust 3, 2026
Count60 calendar days after the triggerOctober 2, 2026
Example resultFriday, October 2, 2026

Fictitious dates. No additional state holiday, closure or case order is assumed.

Try these dates in the calculator

Can an exception or order change the deadline?

Timely extension motion
Rule 4004(b)(1) requires an extension motion before the objection period expires. The court may extend for cause after notice and a hearing.
Newly learned facts before discharge
Rule 4004(b)(2) has a separate post-expiry, pre-discharge motion route with specified facts, lack of earlier knowledge and prompt filing requirements.
Different chapter
Chapter 11 complaints and Chapter 13 section 1328(f) motions have their own Rule 4004(a)(2) and (3) provisions. Do not substitute this Chapter 7 procedure.
FRBP 4004(a)(1)
  • The calculator applies the stated ordinary period. It does not infer a court order or choose the applicable procedural branch.

What should I check before filing?

Common questions

The procedure and starting event

Does a continued meeting restart these 60 days?

The ordinary rule uses the first date set. A later continuation or conclusion is not the triggering event named in Rule 4004(a)(1).

Rule 4004(a)(1)

Is this the same as challenging dischargeability of one debt?

Rule 4004 concerns discharge. Rule 4007 separately governs whether a particular debt is dischargeable, even when the ordinary period is also 60 days.

Rules 4004 and 4007

Can a Chapter 11 creditor use this meeting-date preset?

Rule 4004(a)(2) normally requires a Chapter 11 complaint on or before the first date set for the confirmation hearing. This preset uses the Chapter 7 meeting trigger.

Rule 4004(a)(2)

Exceptions and filing

When must an ordinary extension motion be filed?

Rule 4004(b)(1) requires filing before the period expires. The court decides whether cause supports an extension after notice and a hearing.

Rule 4004(b)(1)

Is every late extension request barred?

Rule 4004(b)(2) supplies a distinct route after expiry and before discharge. It requires the specified newly learned revocation-related facts and prompt filing.

Rule 4004(b)(2)

Does a final Saturday count as the filing deadline?

Rule 9006(a)(1)(C) continues the period to the next day that is not a Saturday, Sunday or legal holiday. Check any applicable state holiday and clerk inaccessibility.

Rule 9006(a)

Do intermediate weekends and holidays count?

Rule 9006(a)(1)(B) counts every intermediate day, including weekends and legal holidays. Its final-day treatment is a separate step.

Rule 9006(a)

What if the clerk’s office is inaccessible on the last day?

Unless the court orders otherwise, Rule 9006(a)(3)(A) extends a filing due that day to the first accessible day that is not a Saturday, Sunday or legal holiday.

Rule 9006(a)(3), (4) and (6)

Official sources and review

Provisions used (4)
Provisions used in this guide
ProvisionPurpose
Rule 4004(a)(1)-(4)Chapter-specific objection periods and notice
Rule 4004(b)(1) and (2)Ordinary and post-expiry extension motion routes
Rule 9006(a)Calendar-day computation and final-day treatment
Rule 9006(a)(3), (4) and (6)Clerk inaccessibility, filing cutoff and applicable legal holidays
Read the official Bankruptcy Rules compilation

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